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  1. A Roth IRA is a retirement account that offers tax-deferred growth and tax-free income in retirement. Open a Roth IRA or initiate a Roth IRA conversion today.

    • Roth IRA Calculator

      Are you considering converting your Traditional IRA to a...

    • Rollover

      Learn about the tax benefits and simple process for rolling...

    • IRAs

      Save for retirement with a tax advantaged TIAA IRA...

  2. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations.

  3. Most people make retirement plan contributions on a pretax basis and taxes are taken out when they take a distribution from the retirement plan.1 The Roth contribution option, however, allows you to contribute to your retirement plan after taxes are taken out.

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  4. Fidelity Investments or TIAA CREF—which is better in 2024? Compare IRA/Roth accounts, online investing fees, stock broker mutual fund rates, and differences.