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  1. State Department Federal Credit Union provides financial products & services to its members worldwide. Learn about SDFCU offerings & become a member today!

    • Log In

      If you are currently not signed up for Online Banking,...

    • Locations

      Shared Branches are credit union locations where SDFCU...

    • Contact Us

      SDFCU has 90,000 members worldwide and over $2.4 billion in...

    • Rates

      The type, collateral, amount, and terms of the loan. Credit...

    • 24-Hour Banking Overview

      Access and manage your accounts from anywhere with our...

    • About Us

      State Department Federal Credit Union (SDFCU) membership is...

    • Credit Cards

      SDFCU offers three credit card options - all with no annual...

    • Premium Cash Back

      View credit card disclosures. 1 Certain restrictions apply....

  2. Access and manage your accounts from anywhere with our 24-hour banking service options. Digital banking options include: Online Banking, Mobile App, Text Banking, and our Phone Banking services.

  3. Online banking is a secure way to manage your accounts & money. Schedule automatic payments, check your credit score, set up account alerts and much more.

    • Automatic Transfers and Payments in Online Banking Or The Mobile App
    • Bill Pay
    • One-Time Online Loan Payment
    • Pay-by-phone
    • Mail Payments

    Set up one-time or automatic transfers between your savings and checking accounts. You can also set up one-time or automatic payments to your loan or credit cards. In addition, you can make payments using a non-SDFCU bank account or by using your debit or credit card. Log into Online Banking or use the SDFCU mobile app. This is the best way to pay!...

    Use our free Bill Payer service in Online Banking or the mobile app to manage your bills 24/7. Benefits of Bill Payer include: 1. Manage billing all from one place 2. Set up automatic payments for monthly bills 3. Set up reminders and get confirmation 4. View your bill electronically 5. Easy-to-view payment history Log in to Online Banking or the m...

    If you'd like to pay your loan quickly online without logging into Online Banking, visit our guest checkout payment service. Make a Quick Online Loan Payment

    You can pay bills or transfer money by calling 800-296-8882 or 703-706-5000. We recommend using Online Banking or the mobile app as the best way to make payments.

    Your monthly loan statement contains your loan Account/ACH number and an attached payment coupon. Use your statement for reference if you choose to pay by mail. With all the recent mail delays we encourage members to pay using our digital methods. If you need help getting started with digital banking contact us! Viewpayment mailing addresses.​

  4. Most systems allow you to mark a device as trusted, so you won’t need to enter a code every time you log in from that device. However, for untrusted devices or new logins, you will need to use your authentication app. Multi-factor Authentication (MFA) is an authentication system that makes use of two or more methods to verify a user’s identity.

  5. Find the best way to reach State Department Federal Credit Union (SDFCU) for your needs. See phone numbers, email addresses, mailing addresses, virtual lobby, branches, ATMs, and more.

  6. 1. Sept. 2024 · The type, collateral, amount, and terms of the loan. Credit history and associated risk (a higher credit score can equal lower interest rate). Explore SDFCU rates on deposit and loan products all in one place. Learn more about our competitive credit union interest rates here.

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