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On your iPhone or iPad

1.Open the Messages app, then start a new conversation or tap an existing one. 2.Tap the Apple Cash button . If you don't see the Apple Cash button, tap  first. 3.Enter the amount that you want to send. 4.Tap Send, then tap the Send button  to review or cancel the payment. 5.Confirm your payment with Face ID, Touch ID, or your passcode. If the person you sent money to has not accepted the money yet, you can cancel the payment.

Respond to a request for money on iPhone or iPad

1.Open the request in the Messages app, then tap Pay on the message. 2.Review the amount to send. Tap Send to continue, or change the amount. 3.Confirm using Face ID, Touch ID, or your passcode and send your payment. To decline a request for money, you can just ignore the message. You can also decline the request in Wallet.

On your Apple Watch

1.Open the Messages app, then tap an existing conversation. 2.Tap the App Store button , then tap the Apple Cash button . 3.Tap the minus sign or the plus sign to change the amount. You can also use the Digital Crown. 4.Tap Send, then review or cancel the payment. 5.Double-click the side button to send your payment.

1.On your iPhone, open the Wallet app. Then tap your Apple Cash card.

2.Tap Send or Request, then select or add the person you want to send money to.

3.Tap Next, then enter the amount you want to send.

4.Tap Send, then tap the Send button  to review or cancel the payment.

5.Confirm your payment with Face ID, Touch ID, or your passcode.

If the person you sent money to has not accepted the money yet, you can cancel the payment.

On your iPhone or Apple Watch, say "Hey Siri," then say something like, "Send 25 dollars to Jane using Apple Cash." Then tap Send.

By default, your Apple Cash balance is used to send money. If you don't have enough money in your Apple Cash balance to send the payment, you can pay the remainder with a debit card in Wallet. You can see which card is being used on the confirmation screen.

Learn how to add a debit card to Wallet if you don't have one added.

On your iPhone or iPad

1.Open a conversation in the Messages app or start a new conversation. 2.Tap the Apple Cash button . If you don't see the Apple Cash button, tap the App Store button  first. 3.Enter an amount, then tap Request. 4.Tap the Send button  to request a payment.

On your Apple Watch

1.Open the Messages app and choose a conversation. 2.Tap the App Store button , then tap the Apple Cash button . 3.Enter an amount, then swipe on the Send button to show the Request button. 4.Tap Request.

From the Wallet app

1.On your iPhone, open the Wallet app. Then tap your Apple Cash card. 2.Tap Send or Request, then select or add the person you want to request money from. 3.Tap Next. 4.Enter an amount, then tap Request. 5.Tap the Send button  to request a payment.

The first time that you use Apple Cash, you have 7 days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.

When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away2 to send to someone, spend with Apple Pay, or transfer the money to your bank account or eligible debit card.

1.Open the Messages app, then open the conversation and tap the payment.

2.Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.

3.Tap Cancel Payment.

If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.

It might take 1-3 business days for the money to be refunded, depending on your bank or card issuer.

Apple Cash person to person payments are just like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us.

You and the person that you're sending money to or receiving the money from must:1

•Have a compatible device with the latest iOS or watchOS.

•Use two-factor authentication with your Apple ID and sign in to iCloud and iMessage with the same Apple ID on any device that you want to use to send or receive money.

•Make sure that there's enough money on your Apple Cash card or that you have an eligible debit card in Wallet if you're sending money to someone.

•Learn about limits, including how much money you can send and receive with Apple Cash.

•Manage the devices that you can use to send money.

1.Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account. Security checks may require more time to make funds available. Apple Cash Family accounts can send or receive up to $2000 per transaction or within a seven-day period. Sending money from Wallet requires iOS 15.5 or later.

2.Account security checks might require additional time to make funds available.